Payment Gateway Integration Services

Stripe, PayPal, and Square integrations built for how your business actually collects money.

Most payment problems are not gateway problems. They are integration problems. We build the connection between your platform and your payment processor so transactions go through, webhooks fire correctly, and your team stops debugging checkout errors at 11 PM.

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Trusted by companies across the USA

The SIR Group

Payment Gateway Integration for Your Business

A SaaS founder came to us because her subscription platform was processing payments through a third-party plugin that broke every time Stripe pushed an update. Her developers had patched it four times in six months. Each patch took a weekend and held up two other features. The plugin was not the problem. The problem was that no one had ever built a proper, direct integration that she actually owned and could maintain.

Payment gateway integration is the work of connecting your application to a processor like Stripe, PayPal, or Square through their APIs in a way that handles the real complexity: failed charges, partial refunds, webhook verification, subscription billing cycles, currency conversion, and PCI compliance scope. A working checkout button is not enough. The integration has to hold up when a card is declined mid-subscription, when a customer disputes a charge, or when your business model adds a new pricing tier.

We have been building these integrations since 2015 across subscription platforms, marketplaces, booking systems, and e-commerce applications. We work entirely remotely with US-based businesses, using Laravel and Node.js on the backend and REST APIs to connect cleanly to whichever processor your business requires. You own every line of code when we are done. One honest limitation worth stating upfront: if your platform needs to process payments in more than a dozen countries with local payment methods (bank transfers, wallets, regional schemes), the scoping conversation gets significantly more involved, and we will tell you that before we quote anything.

Why Choose Payment Gateway Integration

Working Prototype in Under 3 Weeks

For a standard Stripe or PayPal integration on an existing platform, you see a functional checkout flow in the staging environment within 2 to 3 weeks, not 2 to 3 months. We scope tightly before we write a line of code so the build phase has no ambiguity.

Fixed Price, No Billing Surprises

Every project is quoted at a fixed price based on a documented scope. You know the total cost before we start. If the scope changes, we discuss it openly and adjust the contract before doing additional work.

Webhook Handling That Actually Works

Most integration failures happen not at checkout but in the event layer. We build verified webhook handlers for every event your business cares about, including failed payments, subscription renewals, and refund confirmations, so your database and your processor stay in sync.

Mobile and Web Payment Flows

Whether your customers pay through a browser, an iOS app, or an Android app, we build the integration to match the platform. Stripe Elements for web, Stripe iOS/Android SDKs for mobile, and Square's in-person SDK if you have a physical component.

PCI Scope Kept Narrow

We build integrations that keep your application out of direct card data handling by using tokenization correctly. That keeps your PCI compliance scope at SAQ-A or SAQ-A-EP rather than the full SAQ-D, which saves you significant compliance overhead.

You Own Everything

All code, all API keys structure, all documentation transfer to you at project completion. We sign an NDA on day one and a work-for-hire agreement that confirms IP ownership. There is no lock-in to us as an ongoing vendor unless you choose to keep us.

Our Payment Gateway Integration Services

Stripe Integration

One-time payments, subscription billing, Stripe Connect for marketplace payouts, and Stripe Billing with usage-based pricing. We have built Stripe integrations for SaaS platforms, booking systems, and donation tools since Stripe's API was at version 2017-08-15.

PayPal and Venmo Integration

PayPal Checkout, PayPal Subscriptions, and Venmo support for consumer-facing applications where PayPal is still the preferred option for a meaningful share of your customer base. We implement the Orders API, not the deprecated Payments API.

Square Integration

Square's Web Payments SDK for online checkout, Square Invoices for service businesses, and Square's in-person hardware SDK if your business takes payments at a counter or event. Particularly useful for retail and food service applications that need unified online and offline reporting.

Subscription and Recurring Billing

We build the full subscription lifecycle: trial periods, upgrades, downgrades, proration, dunning for failed renewals, and cancellation flows. The business logic lives in your application, not inside the gateway, so you can change processors later without rebuilding your billing model.

Marketplace and Split Payment Flows

If your platform connects buyers to sellers and takes a platform fee, we build the split payment and payout logic using Stripe Connect or PayPal's partner APIs. This includes KYC flow for onboarding sellers, payout scheduling, and 1099 data collection.

Integration Audit and Repair

If you have an existing integration that is dropping webhooks, failing silently on certain card types, or not reconciling correctly with your accounting records, we audit the implementation and document exactly what is broken before proposing a fix. No guesswork, no unnecessary rebuilds.

How We Deliver Payment Gateway Integration Projects

No 47-slide proposal deck. No three-month discovery phase. Here is how a project moves from your idea to working software.

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1

Discovery & Planning

We spend the first phase mapping your payment flows in detail: what triggers a charge, what happens on failure, how refunds are initiated, and how your accounting system reconciles. Most clients discover two or three edge cases during this conversation that their current setup handles incorrectly. That mapping becomes the spec we build against.

2

UI/UX Design

For customer-facing checkout flows, we design the payment UI to minimize drop-off at the payment step. That means clear error messaging (not just 'your card was declined'), logical field ordering, and mobile-friendly input handling. We present mockups for your review before writing any frontend code.

3

Development

We build the integration in a staging environment that mirrors your production setup, using the gateway's test mode so every edge case can be triggered safely. We use Laravel or Node.js on the backend depending on your existing stack, and we structure the payment logic as a service layer so it is not tangled into your application controllers.

4

Testing & QA

We test against every card scenario the gateway provides: successful charge, insufficient funds, expired card, disputed transaction, and webhook retry behavior. We also verify that your database state and the gateway's records match after each scenario, because silent mismatches are what cause reconciliation headaches in production.

5

Launch

We migrate from test mode to live keys in a controlled sequence, monitor the first 48 hours of live transactions closely, and stay available over Slack during your first live business day. If anything behaves unexpectedly, we catch it before it compounds.

6

Support & Growth

After launch, we offer a structured support retainer that covers webhook failures, gateway API version upgrades, and new payment method additions. Most clients stay on a monthly retainer of 8 to 12 hours for the first few months, then scale down once the integration is stable. Response time on payment issues is within 4 business hours.

Why Choose Aneri Developers

Progress While You Sleep

Our team is based in Gandhinagar, India, which means development work happens during your off-hours. You review progress in the morning rather than waiting for a same-timezone team to start their day. For time-sensitive integrations, that time zone difference is a genuine speed advantage.

Same Engineers, Start to Finish

The developer who maps your payment flows in the first week is the same person who writes the webhook handlers and fixes the edge case found in QA. We do not hand projects between teams or rotate staff mid-project, so context never gets lost.

Operating Since 2015

We have been building software for US businesses since 2015, across more than 500 projects ranging from single-gateway checkouts to multi-currency marketplace platforms. That track record means we have already seen most of the failure modes before they appear in your project.

Communication That Does Not Rely on You Being Awake

We use Slack for daily updates, Loom for recorded walkthrough videos so you can review progress asynchronously, and Zoom for scheduled calls that overlap with US Eastern and Pacific business hours. You are never waiting on a reply until the next morning.

Clients Across 20+ Countries

Most of our clients are US-based businesses, but we have delivered payment integrations for companies in the UK, Canada, Australia, and across Southeast Asia. That breadth means we handle multi-currency and cross-border payment requirements without treating them as exotic edge cases.

NDA and IP Ownership on Day One

We sign a mutual NDA before any scoping conversation, and the project contract explicitly assigns all intellectual property to you at delivery. Your payment integration code, your API key structure, and your webhook logic belong to you, not to us.

Frequently Asked Questions

Common questions about payment gateway integration.

For most US-based software products, Stripe is the most flexible starting point because its API handles subscriptions, one-time payments, and marketplace payouts without needing separate tools. PayPal makes sense when your customer base skews toward consumers who trust the PayPal brand more than entering card details on your site. Square is the right call if you have both online and physical point-of-sale needs and want unified reporting across both channels. We will recommend based on your actual transaction mix, not on which one is easiest for us to implement.

Yes, and that is often the better path than starting over. We will audit the existing integration first, document what is working correctly and what is not, and then scope only the repair or extension work needed. A full rebuild is sometimes the right answer, but we will not recommend it unless the existing code is genuinely unmaintainable.

We build integrations that keep raw card data off your servers entirely by using the gateway's JavaScript tokenization libraries (Stripe Elements, PayPal's hosted fields) on the frontend. That approach keeps your PCI scope at SAQ-A, which requires a short self-assessment questionnaire rather than an audit. If your business has specific compliance requirements beyond that, we discuss them during discovery and adjust the architecture accordingly.

This is one of the most common silent failures in payment integrations. We handle it by building idempotent webhook handlers that process gateway events reliably even when delivered out of order or more than once. We also add a reconciliation check that compares your database state against the gateway's transaction log on a schedule, so any mismatch surfaces as an alert rather than a support ticket three weeks later.

A straightforward single-gateway integration (one processor, one-time payments, basic webhook handling) on an existing platform typically falls in the range of $2,500 to $5,000. A subscription billing system with trial logic, dunning, and customer self-service portal is usually $6,000 to $12,000 depending on complexity. Marketplace split payment builds vary more widely. We quote fixed prices after a scoping call, so there are no estimates that turn into invoices later.

A basic Stripe or PayPal checkout integration on an existing platform takes 2 to 3 weeks from signed contract to staging environment. Subscription billing with a full customer portal is typically 4 to 6 weeks. Marketplace and split-payment builds depend heavily on seller onboarding complexity and can run 6 to 10 weeks. We give you a specific timeline during scoping, not a range designed to manage expectations downward.

We work with what you have whenever possible. We build payment service layers in Laravel or Node.js that plug into your existing application rather than replacing it. The only time we recommend a rebuild is when the existing code is structured in a way that makes a safe integration genuinely impossible, and we will show you exactly why rather than just asserting it.

The first step is a 30-minute scoping call where you walk us through your current payment setup, what you need built, and any hard constraints like compliance requirements or existing contracts with a processor. We send a written scope and fixed-price quote within 3 business days. Once you approve it, we sign the NDA and contract, and the discovery phase starts the following week.

Let Us Review Your Current Payment Setup

If your checkout has open questions around failed payments, webhook reliability, or a gateway migration, we will map the gaps and give you a clear picture of what a proper integration looks like for your platform.

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NDA on Day One

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